Market Overview
Home Prices in Oldfort, TN
The median home value in Oldfort, TN is $275,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oldfort are priced33% below average. Oldfort is part of the Cleveland, TN metro area.
Over the past five years, Oldfort home values have risen by approximately41.4%, reflecting strong long-term appreciation in this market.
Price History
Oldfort Home Price Trend
City Comparison
Oldfort vs. National Median
At $275,109, homes in Oldfort cost 33% below the national median of $410,000. This makes Oldfort a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oldfort?
20% Down Payment
$55,022
on $275,109
Monthly P&I
$1,435/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,822/mo
incl. taxes & insurance
Income Needed
$72,880
gross annual (30% rule)
10% Down Option
$27,511
+ PMI applies
Loan Amount (20% dn)
$220,087
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oldfort, TN?
The median home value in Oldfort is $275,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Oldfort?
Over the past year, home values in Oldfort have increased by 7.4%. Over five years, prices have risen approximately 41.4%.
How much do I need to earn to buy a home in Oldfort?
To comfortably afford the median home price of $275,109 with a 20% down payment ($55,022) at today's rates (6.8%), you'd need a gross annual income of approximately $72,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Oldfort compare to the national average home price?
The national median home value is approximately $410,000. At $275,109, homes in Oldfort are 33% below the national average.
What metro area is Oldfort part of?
Oldfort is part of the Cleveland, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.