Market Overview
Home Prices in Powells Crossroads, TN
The median home value in Powells Crossroads, TN is $241,349 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Powells Crossroads are priced41% below average. Powells Crossroads is part of the Chattanooga, TN-GA metro area.
Over the past five years, Powells Crossroads home values have risen by approximately46.8%, reflecting strong long-term appreciation in this market.
Price History
Powells Crossroads Home Price Trend
City Comparison
Powells Crossroads vs. National Median
At $241,349, homes in Powells Crossroads cost 41% below the national median of $410,000. This makes Powells Crossroads a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Powells Crossroads?
20% Down Payment
$48,270
on $241,349
Monthly P&I
$1,259/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,599/mo
incl. taxes & insurance
Income Needed
$63,960
gross annual (30% rule)
10% Down Option
$24,135
+ PMI applies
Loan Amount (20% dn)
$193,079
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Powells Crossroads, TN?
The median home value in Powells Crossroads is $241,349 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Powells Crossroads?
Over the past year, home values in Powells Crossroads have increased by 4.2%. Over five years, prices have risen approximately 46.8%.
How much do I need to earn to buy a home in Powells Crossroads?
To comfortably afford the median home price of $241,349 with a 20% down payment ($48,270) at today's rates (6.8%), you'd need a gross annual income of approximately $63,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Powells Crossroads compare to the national average home price?
The national median home value is approximately $410,000. At $241,349, homes in Powells Crossroads are 41% below the national average.
What metro area is Powells Crossroads part of?
Powells Crossroads is part of the Chattanooga, TN-GA metropolitan area. Home prices and market conditions can vary across the broader metro region.