Market Overview
Home Prices in Ramer, TN
The median home value in Ramer, TN is $172,628 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ramer are priced58% below average.
Price History
Ramer Home Price Trend
2022
$162,701
$163K
—
2023
$170,896
$171K
+5.0%
2024
$172,908
$173K
+1.2%
2025
$164,996
$165K
-4.6%
2026
$172,628
$173K
+4.6%
City Comparison
Ramer vs. National Median
🏠 Ramer
$172,628
National Median
$410,000
At $172,628, homes in Ramer cost 58% below the national median of $410,000. This makes Ramer a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ramer?
20% Down Payment
$34,526
on $172,628
Monthly P&I
$900/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,143/mo
incl. taxes & insurance
Income Needed
$45,720
gross annual (30% rule)
10% Down Option
$17,263
+ PMI applies
Loan Amount (20% dn)
$138,102
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ramer, TN?
The median home value in Ramer is $172,628 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Ramer?
Over the past year, home values in Ramer have increased by 4.6%.
How much do I need to earn to buy a home in Ramer?
To comfortably afford the median home price of $172,628 with a 20% down payment ($34,526) at today's rates (6.8%), you'd need a gross annual income of approximately $45,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ramer compare to the national average home price?
The national median home value is approximately $410,000. At $172,628, homes in Ramer are 58% below the national average.