📍 Riceville, TN · Zillow ZHVI · July 2026

Average Home Price in
Riceville, TN

Athens, TN metro area · McMinn County County

Median Home Value
$315,784
↑ 5.1% year-over-year
vs. National Median
$410,000
Riceville is 23% below
Est. Monthly Payment
$1,647/mo
20% down · 6.8% rate
Income Needed
$84K
gross annual (30% rule)
Median Home Value
$315,784
↑ 5.1% year-over-year

Down Payment (20%)$63,157
Monthly P&I$1,647/mo
With Taxes & Ins.~$2,092/mo
Income Needed$83,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Riceville, TN

The median home value in Riceville, TN is $315,784 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and down 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Riceville are priced23% below average. Riceville is part of the Athens, TN metro area.

Over the past five years, Riceville home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.

City Comparison

Riceville vs. National Median

🏠 Riceville
$315,784
National Median
$410,000

At $315,784, homes in Riceville cost 23% below the national median of $410,000. This makes Riceville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Riceville?

20% Down Payment
$63,157
on $315,784
Monthly P&I
$1,647/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,092/mo
incl. taxes & insurance
Income Needed
$83,680
gross annual (30% rule)
10% Down Option
$31,578
+ PMI applies
Loan Amount (20% dn)
$252,627
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Riceville, TN?
The median home value in Riceville is $315,784 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Riceville?
Over the past year, home values in Riceville have increased by 5.1%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Riceville?
To comfortably afford the median home price of $315,784 with a 20% down payment ($63,157) at today's rates (6.8%), you'd need a gross annual income of approximately $83,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Riceville compare to the national average home price?
The national median home value is approximately $410,000. At $315,784, homes in Riceville are 23% below the national average.
What metro area is Riceville part of?
Riceville is part of the Athens, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.