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📍 Ridgeside, TN · Zillow ZHVI · July 2026

Average Home Price in
Ridgeside, TN

Chattanooga, TN-GA metro area · Hamilton County County

Median Home Value
$549,449
↓ 0.3% year-over-year
vs. National Median
$410,000
Ridgeside is 34% above
Est. Monthly Payment
$2,866/mo
20% down · 6.8% rate
Income Needed
$146K
gross annual (30% rule)
Median Home Value
$549,449
↓ 0.3% year-over-year
Down Payment (20%)$109,890
Monthly P&I$2,866/mo
With Taxes & Ins.~$3,640/mo
Income Needed$145,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ridgeside, TN

The median home value in Ridgeside, TN is $549,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and up 4.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ridgeside are priced34% above average. Ridgeside is part of the Chattanooga, TN-GA metro area.

City Comparison

Ridgeside vs. National Median

🏠 Ridgeside
$549,449
National Median
$410,000

At $549,449, homes in Ridgeside cost 34% above the national median of $410,000. Buyers in Ridgeside should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Ridgeside?

20% Down Payment
$109,890
on $549,449
Monthly P&I
$2,866/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,640/mo
incl. taxes & insurance
Income Needed
$145,600
gross annual (30% rule)
10% Down Option
$54,945
+ PMI applies
Loan Amount (20% dn)
$439,559
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ridgeside, TN?
The median home value in Ridgeside is $549,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Ridgeside?
Over the past year, home values in Ridgeside have decreased by 0.3%.
How much do I need to earn to buy a home in Ridgeside?
To comfortably afford the median home price of $549,449 with a 20% down payment ($109,890) at today's rates (6.8%), you'd need a gross annual income of approximately $145,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Ridgeside compare to the national average home price?
The national median home value is approximately $410,000. At $549,449, homes in Ridgeside are 34% above the national average.
What metro area is Ridgeside part of?
Ridgeside is part of the Chattanooga, TN-GA metropolitan area. Home prices and market conditions can vary across the broader metro region.