Market Overview
Home Prices in Roan Mountain, TN
The median home value in Roan Mountain, TN is $251,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Roan Mountain are priced39% below average. Roan Mountain is part of the Johnson City, TN metro area.
Over the past five years, Roan Mountain home values have risen by approximately29.6%, reflecting strong long-term appreciation in this market.
Price History
Roan Mountain Home Price Trend
City Comparison
Roan Mountain vs. National Median
At $251,581, homes in Roan Mountain cost 39% below the national median of $410,000. This makes Roan Mountain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Roan Mountain?
20% Down Payment
$50,316
on $251,581
Monthly P&I
$1,312/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,666/mo
incl. taxes & insurance
Income Needed
$66,640
gross annual (30% rule)
10% Down Option
$25,158
+ PMI applies
Loan Amount (20% dn)
$201,265
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Roan Mountain, TN?
The median home value in Roan Mountain is $251,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Roan Mountain?
Over the past year, home values in Roan Mountain have decreased by 0.8%. Over five years, prices have risen approximately 29.6%.
How much do I need to earn to buy a home in Roan Mountain?
To comfortably afford the median home price of $251,581 with a 20% down payment ($50,316) at today's rates (6.8%), you'd need a gross annual income of approximately $66,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Roan Mountain compare to the national average home price?
The national median home value is approximately $410,000. At $251,581, homes in Roan Mountain are 39% below the national average.
What metro area is Roan Mountain part of?
Roan Mountain is part of the Johnson City, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.