Market Overview
Home Prices in Rutherford, TN
The median home value in Rutherford, TN is $145,515 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rutherford are priced65% below average. Rutherford is part of the Jackson, TN metro area.
Over the past five years, Rutherford home values have risen by approximately17.8%, reflecting steady appreciation in this market.
Price History
Rutherford Home Price Trend
City Comparison
Rutherford vs. National Median
At $145,515, homes in Rutherford cost 65% below the national median of $410,000. This makes Rutherford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rutherford?
20% Down Payment
$29,103
on $145,515
Monthly P&I
$759/mo
30-yr @ 6.8%
Total Monthly Est.
~$964/mo
incl. taxes & insurance
Income Needed
$38,560
gross annual (30% rule)
10% Down Option
$14,552
+ PMI applies
Loan Amount (20% dn)
$116,412
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rutherford, TN?
The median home value in Rutherford is $145,515 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Rutherford?
Over the past year, home values in Rutherford have decreased by 0.4%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Rutherford?
To comfortably afford the median home price of $145,515 with a 20% down payment ($29,103) at today's rates (6.8%), you'd need a gross annual income of approximately $38,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Rutherford compare to the national average home price?
The national median home value is approximately $410,000. At $145,515, homes in Rutherford are 65% below the national average.
What metro area is Rutherford part of?
Rutherford is part of the Jackson, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.