Market Overview
Home Prices in Saltillo, TN
The median home value in Saltillo, TN is $123,139 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saltillo are priced70% below average.
Price History
Saltillo Home Price Trend
2022
$101,606
$102K
—
2023
$105,289
$105K
+3.6%
2024
$120,683
$121K
+14.6%
2025
$116,827
$117K
-3.2%
2026
$123,139
$123K
+5.4%
City Comparison
Saltillo vs. National Median
🏠 Saltillo
$123,139
National Median
$410,000
At $123,139, homes in Saltillo cost 70% below the national median of $410,000. This makes Saltillo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saltillo?
20% Down Payment
$24,628
on $123,139
Monthly P&I
$642/mo
30-yr @ 6.8%
Total Monthly Est.
~$815/mo
incl. taxes & insurance
Income Needed
$32,600
gross annual (30% rule)
10% Down Option
$12,314
+ PMI applies
Loan Amount (20% dn)
$98,511
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saltillo, TN?
The median home value in Saltillo is $123,139 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Saltillo?
Over the past year, home values in Saltillo have increased by 5.4%.
How much do I need to earn to buy a home in Saltillo?
To comfortably afford the median home price of $123,139 with a 20% down payment ($24,628) at today's rates (6.8%), you'd need a gross annual income of approximately $32,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Saltillo compare to the national average home price?
The national median home value is approximately $410,000. At $123,139, homes in Saltillo are 70% below the national average.