Market Overview
Home Prices in Sardis, TN
The median home value in Sardis, TN is $172,438 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sardis are priced58% below average.
Over the past five years, Sardis home values have risen by approximately39.6%, reflecting strong long-term appreciation in this market.
Price History
Sardis Home Price Trend
2020
$111,760
$112K
—
2021
$123,555
$124K
+10.6%
2022
$137,115
$137K
+11.0%
2023
$140,942
$141K
+2.8%
2024
$155,665
$156K
+10.4%
2025
$159,394
$159K
+2.4%
2026
$172,438
$172K
+8.2%
City Comparison
Sardis vs. National Median
🏠 Sardis
$172,438
National Median
$410,000
At $172,438, homes in Sardis cost 58% below the national median of $410,000. This makes Sardis a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sardis?
20% Down Payment
$34,488
on $172,438
Monthly P&I
$899/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,142/mo
incl. taxes & insurance
Income Needed
$45,680
gross annual (30% rule)
10% Down Option
$17,244
+ PMI applies
Loan Amount (20% dn)
$137,950
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sardis, TN?
The median home value in Sardis is $172,438 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Sardis?
Over the past year, home values in Sardis have increased by 8.2%. Over five years, prices have risen approximately 39.6%.
How much do I need to earn to buy a home in Sardis?
To comfortably afford the median home price of $172,438 with a 20% down payment ($34,488) at today's rates (6.8%), you'd need a gross annual income of approximately $45,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Sardis compare to the national average home price?
The national median home value is approximately $410,000. At $172,438, homes in Sardis are 58% below the national average.