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📍 Scotts Hill, TN · Zillow ZHVI · July 2026

Average Home Price in
Scotts Hill, TN

Decatur County County

Median Home Value
$171,786
↑ 12.9% year-over-year
vs. National Median
$410,000
Scotts Hill is 58% below
Est. Monthly Payment
$896/mo
20% down · 6.8% rate
Income Needed
$46K
gross annual (30% rule)
Median Home Value
$171,786
↑ 12.9% year-over-year
Down Payment (20%)$34,357
Monthly P&I$896/mo
With Taxes & Ins.~$1,138/mo
Income Needed$45,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Scotts Hill, TN

The median home value in Scotts Hill, TN is $171,786 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.9% compared to a year ago and down 1.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Scotts Hill are priced58% below average.

City Comparison

Scotts Hill vs. National Median

🏠 Scotts Hill
$171,786
National Median
$410,000

At $171,786, homes in Scotts Hill cost 58% below the national median of $410,000. This makes Scotts Hill a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Scotts Hill?

20% Down Payment
$34,357
on $171,786
Monthly P&I
$896/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,138/mo
incl. taxes & insurance
Income Needed
$45,520
gross annual (30% rule)
10% Down Option
$17,179
+ PMI applies
Loan Amount (20% dn)
$137,429
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Scotts Hill, TN?
The median home value in Scotts Hill is $171,786 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.9% year-over-year.
How much have home prices changed in Scotts Hill?
Over the past year, home values in Scotts Hill have increased by 12.9%.
How much do I need to earn to buy a home in Scotts Hill?
To comfortably afford the median home price of $171,786 with a 20% down payment ($34,357) at today's rates (6.8%), you'd need a gross annual income of approximately $45,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Scotts Hill compare to the national average home price?
The national median home value is approximately $410,000. At $171,786, homes in Scotts Hill are 58% below the national average.