📍 Sharps Chapel, TN · Zillow ZHVI · July 2026

Average Home Price in
Sharps Chapel, TN

Knoxville, TN metro area · Union County County

Median Home Value
$412,065
↑ 3.7% year-over-year
vs. National Median
$410,000
Sharps Chapel is 1% above
Est. Monthly Payment
$2,149/mo
20% down · 6.8% rate
Income Needed
$109K
gross annual (30% rule)
Median Home Value
$412,065
↑ 3.7% year-over-year

Down Payment (20%)$82,413
Monthly P&I$2,149/mo
With Taxes & Ins.~$2,729/mo
Income Needed$109,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sharps Chapel, TN

The median home value in Sharps Chapel, TN is $412,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sharps Chapel are priced1% above average. Sharps Chapel is part of the Knoxville, TN metro area.

Over the past five years, Sharps Chapel home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.

City Comparison

Sharps Chapel vs. National Median

🏠 Sharps Chapel
$412,065
National Median
$410,000

At $412,065, homes in Sharps Chapel cost 1% above the national median of $410,000. Buyers in Sharps Chapel should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Sharps Chapel?

20% Down Payment
$82,413
on $412,065
Monthly P&I
$2,149/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,729/mo
incl. taxes & insurance
Income Needed
$109,160
gross annual (30% rule)
10% Down Option
$41,207
+ PMI applies
Loan Amount (20% dn)
$329,652
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sharps Chapel, TN?
The median home value in Sharps Chapel is $412,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Sharps Chapel?
Over the past year, home values in Sharps Chapel have increased by 3.7%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Sharps Chapel?
To comfortably afford the median home price of $412,065 with a 20% down payment ($82,413) at today's rates (6.8%), you'd need a gross annual income of approximately $109,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Sharps Chapel compare to the national average home price?
The national median home value is approximately $410,000. At $412,065, homes in Sharps Chapel are 1% above the national average.
What metro area is Sharps Chapel part of?
Sharps Chapel is part of the Knoxville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.