Market Overview
Home Prices in Silver Point, TN
The median home value in Silver Point, TN is $366,883 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Silver Point are priced11% below average. Silver Point is part of the Cookeville, TN metro area.
Over the past five years, Silver Point home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.
Price History
Silver Point Home Price Trend
City Comparison
Silver Point vs. National Median
At $366,883, homes in Silver Point cost 11% below the national median of $410,000. This makes Silver Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Silver Point?
20% Down Payment
$73,377
on $366,883
Monthly P&I
$1,913/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,430/mo
incl. taxes & insurance
Income Needed
$97,200
gross annual (30% rule)
10% Down Option
$36,688
+ PMI applies
Loan Amount (20% dn)
$293,506
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Silver Point, TN?
The median home value in Silver Point is $366,883 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Silver Point?
Over the past year, home values in Silver Point have increased by 3.1%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Silver Point?
To comfortably afford the median home price of $366,883 with a 20% down payment ($73,377) at today's rates (6.8%), you'd need a gross annual income of approximately $97,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Silver Point compare to the national average home price?
The national median home value is approximately $410,000. At $366,883, homes in Silver Point are 11% below the national average.
What metro area is Silver Point part of?
Silver Point is part of the Cookeville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.