Market Overview
Home Prices in Soddy-Daisy, TN
The median home value in Soddy-Daisy, TN is $362,836 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Soddy-Daisy are priced12% below average. Soddy-Daisy is part of the Chattanooga, TN-GA metro area.
Over the past five years, Soddy-Daisy home values have risen by approximately29.3%, reflecting strong long-term appreciation in this market.
Price History
Soddy-Daisy Home Price Trend
City Comparison
Soddy-Daisy vs. National Median
At $362,836, homes in Soddy-Daisy cost 12% below the national median of $410,000. This makes Soddy-Daisy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Soddy-Daisy?
20% Down Payment
$72,567
on $362,836
Monthly P&I
$1,892/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,403/mo
incl. taxes & insurance
Income Needed
$96,120
gross annual (30% rule)
10% Down Option
$36,284
+ PMI applies
Loan Amount (20% dn)
$290,269
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Soddy-Daisy, TN?
The median home value in Soddy-Daisy is $362,836 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Soddy-Daisy?
Over the past year, home values in Soddy-Daisy have increased by 0%. Over five years, prices have risen approximately 29.3%.
How much do I need to earn to buy a home in Soddy-Daisy?
To comfortably afford the median home price of $362,836 with a 20% down payment ($72,567) at today's rates (6.8%), you'd need a gross annual income of approximately $96,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Soddy-Daisy compare to the national average home price?
The national median home value is approximately $410,000. At $362,836, homes in Soddy-Daisy are 12% below the national average.
What metro area is Soddy-Daisy part of?
Soddy-Daisy is part of the Chattanooga, TN-GA metropolitan area. Home prices and market conditions can vary across the broader metro region.