Market Overview
Home Prices in South Fulton, TN
The median home value in South Fulton, TN is $158,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Fulton are priced61% below average. South Fulton is part of the Union City, TN metro area.
Over the past five years, South Fulton home values have risen by approximately48.7%, reflecting strong long-term appreciation in this market.
Price History
South Fulton Home Price Trend
City Comparison
South Fulton vs. National Median
At $158,231, homes in South Fulton cost 61% below the national median of $410,000. This makes South Fulton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Fulton?
20% Down Payment
$31,646
on $158,231
Monthly P&I
$825/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,048/mo
incl. taxes & insurance
Income Needed
$41,920
gross annual (30% rule)
10% Down Option
$15,823
+ PMI applies
Loan Amount (20% dn)
$126,585
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Fulton, TN?
The median home value in South Fulton is $158,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in South Fulton?
Over the past year, home values in South Fulton have increased by 6.3%. Over five years, prices have risen approximately 48.7%.
How much do I need to earn to buy a home in South Fulton?
To comfortably afford the median home price of $158,231 with a 20% down payment ($31,646) at today's rates (6.8%), you'd need a gross annual income of approximately $41,920. This assumes keeping total housing costs at or below 30% of gross income.
How does South Fulton compare to the national average home price?
The national median home value is approximately $410,000. At $158,231, homes in South Fulton are 61% below the national average.
What metro area is South Fulton part of?
South Fulton is part of the Union City, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.