Market Overview
Home Prices in Sugar Tree, TN
The median home value in Sugar Tree, TN is $167,980 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sugar Tree are priced59% below average.
Over the past five years, Sugar Tree home values have risen by approximately9.1%, reflecting steady appreciation in this market.
Price History
Sugar Tree Home Price Trend
2020
$131,432
$131K
—
2021
$153,918
$154K
+17.1%
2022
$180,902
$181K
+17.5%
2023
$171,938
$172K
-5.0%
2024
$181,925
$182K
+5.8%
2025
$170,283
$170K
-6.4%
2026
$167,980
$168K
-1.4%
City Comparison
Sugar Tree vs. National Median
🏠 Sugar Tree
$167,980
National Median
$410,000
At $167,980, homes in Sugar Tree cost 59% below the national median of $410,000. This makes Sugar Tree a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sugar Tree?
20% Down Payment
$33,596
on $167,980
Monthly P&I
$876/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,113/mo
incl. taxes & insurance
Income Needed
$44,520
gross annual (30% rule)
10% Down Option
$16,798
+ PMI applies
Loan Amount (20% dn)
$134,384
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sugar Tree, TN?
The median home value in Sugar Tree is $167,980 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Sugar Tree?
Over the past year, home values in Sugar Tree have decreased by 1.4%. Over five years, prices have risen approximately 9.1%.
How much do I need to earn to buy a home in Sugar Tree?
To comfortably afford the median home price of $167,980 with a 20% down payment ($33,596) at today's rates (6.8%), you'd need a gross annual income of approximately $44,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Sugar Tree compare to the national average home price?
The national median home value is approximately $410,000. At $167,980, homes in Sugar Tree are 59% below the national average.