Market Overview
Home Prices in Trade, TN
The median home value in Trade, TN is $278,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Trade are priced32% below average.
Over the past five years, Trade home values have risen by approximately33.5%, reflecting strong long-term appreciation in this market.
Price History
Trade Home Price Trend
2020
$178,150
$178K
—
2021
$208,729
$209K
+17.2%
2022
$259,580
$260K
+24.4%
2023
$248,060
$248K
-4.4%
2024
$266,690
$267K
+7.5%
2025
$270,512
$271K
+1.4%
2026
$278,649
$279K
+3.0%
City Comparison
Trade vs. National Median
🏠 Trade
$278,649
National Median
$410,000
At $278,649, homes in Trade cost 32% below the national median of $410,000. This makes Trade a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Trade?
20% Down Payment
$55,730
on $278,649
Monthly P&I
$1,453/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,845/mo
incl. taxes & insurance
Income Needed
$73,800
gross annual (30% rule)
10% Down Option
$27,865
+ PMI applies
Loan Amount (20% dn)
$222,919
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Trade, TN?
The median home value in Trade is $278,649 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Trade?
Over the past year, home values in Trade have increased by 3%. Over five years, prices have risen approximately 33.5%.
How much do I need to earn to buy a home in Trade?
To comfortably afford the median home price of $278,649 with a 20% down payment ($55,730) at today's rates (6.8%), you'd need a gross annual income of approximately $73,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Trade compare to the national average home price?
The national median home value is approximately $410,000. At $278,649, homes in Trade are 32% below the national average.