📍 Turtletown, TN · Zillow ZHVI · July 2026

Average Home Price in
Turtletown, TN

Cleveland, TN metro area · Polk County County

Median Home Value
$228,506
↑ 2.2% year-over-year
vs. National Median
$410,000
Turtletown is 44% below
Est. Monthly Payment
$1,192/mo
20% down · 6.8% rate
Income Needed
$61K
gross annual (30% rule)
Median Home Value
$228,506
↑ 2.2% year-over-year

Down Payment (20%)$45,701
Monthly P&I$1,192/mo
With Taxes & Ins.~$1,514/mo
Income Needed$60,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Turtletown, TN

The median home value in Turtletown, TN is $228,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and down 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Turtletown are priced44% below average. Turtletown is part of the Cleveland, TN metro area.

Over the past five years, Turtletown home values have risen by approximately20.1%, reflecting strong long-term appreciation in this market.

City Comparison

Turtletown vs. National Median

🏠 Turtletown
$228,506
National Median
$410,000

At $228,506, homes in Turtletown cost 44% below the national median of $410,000. This makes Turtletown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Turtletown?

20% Down Payment
$45,701
on $228,506
Monthly P&I
$1,192/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,514/mo
incl. taxes & insurance
Income Needed
$60,560
gross annual (30% rule)
10% Down Option
$22,851
+ PMI applies
Loan Amount (20% dn)
$182,805
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Turtletown, TN?
The median home value in Turtletown is $228,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Turtletown?
Over the past year, home values in Turtletown have increased by 2.2%. Over five years, prices have risen approximately 20.1%.
How much do I need to earn to buy a home in Turtletown?
To comfortably afford the median home price of $228,506 with a 20% down payment ($45,701) at today's rates (6.8%), you'd need a gross annual income of approximately $60,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Turtletown compare to the national average home price?
The national median home value is approximately $410,000. At $228,506, homes in Turtletown are 44% below the national average.
What metro area is Turtletown part of?
Turtletown is part of the Cleveland, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.