Market Overview
Home Prices in Tusculum, TN
The median home value in Tusculum, TN is $327,216 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tusculum are priced20% below average. Tusculum is part of the Greeneville, TN metro area.
Over the past five years, Tusculum home values have risen by approximately40.2%, reflecting strong long-term appreciation in this market.
Price History
Tusculum Home Price Trend
City Comparison
Tusculum vs. National Median
At $327,216, homes in Tusculum cost 20% below the national median of $410,000. This makes Tusculum a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tusculum?
20% Down Payment
$65,443
on $327,216
Monthly P&I
$1,707/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,168/mo
incl. taxes & insurance
Income Needed
$86,720
gross annual (30% rule)
10% Down Option
$32,722
+ PMI applies
Loan Amount (20% dn)
$261,773
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tusculum, TN?
The median home value in Tusculum is $327,216 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Tusculum?
Over the past year, home values in Tusculum have increased by 1.7%. Over five years, prices have risen approximately 40.2%.
How much do I need to earn to buy a home in Tusculum?
To comfortably afford the median home price of $327,216 with a 20% down payment ($65,443) at today's rates (6.8%), you'd need a gross annual income of approximately $86,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Tusculum compare to the national average home price?
The national median home value is approximately $410,000. At $327,216, homes in Tusculum are 20% below the national average.
What metro area is Tusculum part of?
Tusculum is part of the Greeneville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.