📍 Whitesburg, TN · Zillow ZHVI · July 2026

Average Home Price in
Whitesburg, TN

Morristown, TN metro area · Hamblen County County

Median Home Value
$270,742
↑ 8.4% year-over-year
vs. National Median
$410,000
Whitesburg is 34% below
Est. Monthly Payment
$1,412/mo
20% down · 6.8% rate
Income Needed
$72K
gross annual (30% rule)
Median Home Value
$270,742
↑ 8.4% year-over-year

Down Payment (20%)$54,148
Monthly P&I$1,412/mo
With Taxes & Ins.~$1,793/mo
Income Needed$71,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whitesburg, TN

The median home value in Whitesburg, TN is $270,742 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and down 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whitesburg are priced34% below average. Whitesburg is part of the Morristown, TN metro area.

Over the past five years, Whitesburg home values have risen by approximately38.0%, reflecting strong long-term appreciation in this market.

City Comparison

Whitesburg vs. National Median

🏠 Whitesburg
$270,742
National Median
$410,000

At $270,742, homes in Whitesburg cost 34% below the national median of $410,000. This makes Whitesburg a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Whitesburg?

20% Down Payment
$54,148
on $270,742
Monthly P&I
$1,412/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,793/mo
incl. taxes & insurance
Income Needed
$71,720
gross annual (30% rule)
10% Down Option
$27,074
+ PMI applies
Loan Amount (20% dn)
$216,594
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whitesburg, TN?
The median home value in Whitesburg is $270,742 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Whitesburg?
Over the past year, home values in Whitesburg have increased by 8.4%. Over five years, prices have risen approximately 38.0%.
How much do I need to earn to buy a home in Whitesburg?
To comfortably afford the median home price of $270,742 with a 20% down payment ($54,148) at today's rates (6.8%), you'd need a gross annual income of approximately $71,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitesburg compare to the national average home price?
The national median home value is approximately $410,000. At $270,742, homes in Whitesburg are 34% below the national average.
What metro area is Whitesburg part of?
Whitesburg is part of the Morristown, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.