📍 Whitleyville, TN · Zillow ZHVI · July 2026

Average Home Price in
Whitleyville, TN

Cookeville, TN metro area · Jackson County County

Median Home Value
$239,607
↑ 4.2% year-over-year
vs. National Median
$410,000
Whitleyville is 42% below
Est. Monthly Payment
$1,250/mo
20% down · 6.8% rate
Income Needed
$64K
gross annual (30% rule)
Median Home Value
$239,607
↑ 4.2% year-over-year

Down Payment (20%)$47,921
Monthly P&I$1,250/mo
With Taxes & Ins.~$1,588/mo
Income Needed$63,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Whitleyville, TN

The median home value in Whitleyville, TN is $239,607 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 2.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Whitleyville are priced42% below average. Whitleyville is part of the Cookeville, TN metro area.

Over the past five years, Whitleyville home values have risen by approximately34.6%, reflecting strong long-term appreciation in this market.

City Comparison

Whitleyville vs. National Median

🏠 Whitleyville
$239,607
National Median
$410,000

At $239,607, homes in Whitleyville cost 42% below the national median of $410,000. This makes Whitleyville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Whitleyville?

20% Down Payment
$47,921
on $239,607
Monthly P&I
$1,250/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,588/mo
incl. taxes & insurance
Income Needed
$63,520
gross annual (30% rule)
10% Down Option
$23,961
+ PMI applies
Loan Amount (20% dn)
$191,686
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Whitleyville, TN?
The median home value in Whitleyville is $239,607 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Whitleyville?
Over the past year, home values in Whitleyville have increased by 4.2%. Over five years, prices have risen approximately 34.6%.
How much do I need to earn to buy a home in Whitleyville?
To comfortably afford the median home price of $239,607 with a 20% down payment ($47,921) at today's rates (6.8%), you'd need a gross annual income of approximately $63,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitleyville compare to the national average home price?
The national median home value is approximately $410,000. At $239,607, homes in Whitleyville are 42% below the national average.
What metro area is Whitleyville part of?
Whitleyville is part of the Cookeville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.