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📍 Wilder, TN · Zillow ZHVI · July 2026

Average Home Price in
Wilder, TN

Cookeville, TN metro area · Fentress County County

Median Home Value
$236,444
↓ 2% year-over-year
vs. National Median
$410,000
Wilder is 42% below
Est. Monthly Payment
$1,233/mo
20% down · 6.8% rate
Income Needed
$63K
gross annual (30% rule)
Median Home Value
$236,444
↓ 2% year-over-year
Down Payment (20%)$47,289
Monthly P&I$1,233/mo
With Taxes & Ins.~$1,566/mo
Income Needed$62,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Wilder, TN

The median home value in Wilder, TN is $236,444 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 2.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Wilder are priced42% below average. Wilder is part of the Cookeville, TN metro area.

City Comparison

Wilder vs. National Median

🏠 Wilder
$236,444
National Median
$410,000

At $236,444, homes in Wilder cost 42% below the national median of $410,000. This makes Wilder a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Wilder?

20% Down Payment
$47,289
on $236,444
Monthly P&I
$1,233/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,566/mo
incl. taxes & insurance
Income Needed
$62,640
gross annual (30% rule)
10% Down Option
$23,644
+ PMI applies
Loan Amount (20% dn)
$189,155
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Wilder, TN?
The median home value in Wilder is $236,444 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Wilder?
Over the past year, home values in Wilder have decreased by 2%.
How much do I need to earn to buy a home in Wilder?
To comfortably afford the median home price of $236,444 with a 20% down payment ($47,289) at today's rates (6.8%), you'd need a gross annual income of approximately $62,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Wilder compare to the national average home price?
The national median home value is approximately $410,000. At $236,444, homes in Wilder are 42% below the national average.
What metro area is Wilder part of?
Wilder is part of the Cookeville, TN metropolitan area. Home prices and market conditions can vary across the broader metro region.