Market Overview
Home Prices in Houston, TX
The median home value in Houston, TX is $265,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and down 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Houston are priced35% below average. Houston is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Houston home values have risen by approximately14.3%, reflecting steady appreciation in this market.
Price History
Houston Home Price Trend
City Comparison
Houston vs. National Median
At $265,010, homes in Houston cost 35% below the national median of $410,000. This makes Houston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Houston?
20% Down Payment
$53,002
on $265,010
Monthly P&I
$1,382/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,755/mo
incl. taxes & insurance
Income Needed
$70,200
gross annual (30% rule)
10% Down Option
$26,501
+ PMI applies
Loan Amount (20% dn)
$212,008
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Houston, TX?
The median home value in Houston is $265,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Houston?
Over the past year, home values in Houston have decreased by 2.6%. Over five years, prices have risen approximately 14.3%.
How much do I need to earn to buy a home in Houston?
To comfortably afford the median home price of $265,010 with a 20% down payment ($53,002) at today's rates (6.8%), you'd need a gross annual income of approximately $70,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Houston compare to the national average home price?
The national median home value is approximately $410,000. At $265,010, homes in Houston are 35% below the national average.
What metro area is Houston part of?
Houston is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.