Market Overview
Home Prices in Afton, VA
The median home value in Afton, VA is $475,728 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Afton are priced16% above average. Afton is part of the Charlottesville, VA metro area.
Over the past five years, Afton home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.
Price History
Afton Home Price Trend
City Comparison
Afton vs. National Median
At $475,728, homes in Afton cost 16% above the national median of $410,000. Buyers in Afton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Afton?
20% Down Payment
$95,146
on $475,728
Monthly P&I
$2,481/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,151/mo
incl. taxes & insurance
Income Needed
$126,040
gross annual (30% rule)
10% Down Option
$47,573
+ PMI applies
Loan Amount (20% dn)
$380,582
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Afton, VA?
The median home value in Afton is $475,728 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Afton?
Over the past year, home values in Afton have increased by 5.2%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Afton?
To comfortably afford the median home price of $475,728 with a 20% down payment ($95,146) at today's rates (6.8%), you'd need a gross annual income of approximately $126,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Afton compare to the national average home price?
The national median home value is approximately $410,000. At $475,728, homes in Afton are 16% above the national average.
What metro area is Afton part of?
Afton is part of the Charlottesville, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.