📍 Alberta, VA · Zillow ZHVI · July 2026

Average Home Price in
Alberta, VA

Brunswick County County

Median Home Value
$145,257
↑ 4.2% year-over-year
vs. National Median
$410,000
Alberta is 65% below
Est. Monthly Payment
$758/mo
20% down · 6.8% rate
Income Needed
$39K
gross annual (30% rule)
Median Home Value
$145,257
↑ 4.2% year-over-year

Down Payment (20%)$29,051
Monthly P&I$758/mo
With Taxes & Ins.~$963/mo
Income Needed$38,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Alberta, VA

The median home value in Alberta, VA is $145,257 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and down 12.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Alberta are priced65% below average.

City Comparison

Alberta vs. National Median

🏠 Alberta
$145,257
National Median
$410,000

At $145,257, homes in Alberta cost 65% below the national median of $410,000. This makes Alberta a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Alberta?

20% Down Payment
$29,051
on $145,257
Monthly P&I
$758/mo
30-yr @ 6.8%
Total Monthly Est.
~$963/mo
incl. taxes & insurance
Income Needed
$38,520
gross annual (30% rule)
10% Down Option
$14,526
+ PMI applies
Loan Amount (20% dn)
$116,206
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Alberta, VA?
The median home value in Alberta is $145,257 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Alberta?
Over the past year, home values in Alberta have increased by 4.2%.
How much do I need to earn to buy a home in Alberta?
To comfortably afford the median home price of $145,257 with a 20% down payment ($29,051) at today's rates (6.8%), you'd need a gross annual income of approximately $38,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Alberta compare to the national average home price?
The national median home value is approximately $410,000. At $145,257, homes in Alberta are 65% below the national average.