Market Overview
Home Prices in Beaverdam, VA
The median home value in Beaverdam, VA is $441,944 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Beaverdam are priced8% above average. Beaverdam is part of the Richmond, VA metro area.
Over the past five years, Beaverdam home values have risen by approximately21.1%, reflecting strong long-term appreciation in this market.
Price History
Beaverdam Home Price Trend
City Comparison
Beaverdam vs. National Median
At $441,944, homes in Beaverdam cost 8% above the national median of $410,000. Buyers in Beaverdam should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Beaverdam?
20% Down Payment
$88,389
on $441,944
Monthly P&I
$2,305/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,927/mo
incl. taxes & insurance
Income Needed
$117,080
gross annual (30% rule)
10% Down Option
$44,194
+ PMI applies
Loan Amount (20% dn)
$353,555
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Beaverdam, VA?
The median home value in Beaverdam is $441,944 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Beaverdam?
Over the past year, home values in Beaverdam have increased by 4.5%. Over five years, prices have risen approximately 21.1%.
How much do I need to earn to buy a home in Beaverdam?
To comfortably afford the median home price of $441,944 with a 20% down payment ($88,389) at today's rates (6.8%), you'd need a gross annual income of approximately $117,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Beaverdam compare to the national average home price?
The national median home value is approximately $410,000. At $441,944, homes in Beaverdam are 8% above the national average.
What metro area is Beaverdam part of?
Beaverdam is part of the Richmond, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.