📍 Bumpass, VA · Zillow ZHVI · July 2026

Average Home Price in
Bumpass, VA

Washington-Arlington-Alexandria, DC-VA-MD-WV metro area · Louisa County County

Median Home Value
$449,678
↑ 3.1% year-over-year
vs. National Median
$410,000
Bumpass is 10% above
Est. Monthly Payment
$2,345/mo
20% down · 6.8% rate
Income Needed
$119K
gross annual (30% rule)
Median Home Value
$449,678
↑ 3.1% year-over-year

Down Payment (20%)$89,936
Monthly P&I$2,345/mo
With Taxes & Ins.~$2,978/mo
Income Needed$119,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bumpass, VA

The median home value in Bumpass, VA is $449,678 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 3.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bumpass are priced10% above average. Bumpass is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.

Over the past five years, Bumpass home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.

City Comparison

Bumpass vs. National Median

🏠 Bumpass
$449,678
National Median
$410,000

At $449,678, homes in Bumpass cost 10% above the national median of $410,000. Buyers in Bumpass should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Bumpass?

20% Down Payment
$89,936
on $449,678
Monthly P&I
$2,345/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,978/mo
incl. taxes & insurance
Income Needed
$119,120
gross annual (30% rule)
10% Down Option
$44,968
+ PMI applies
Loan Amount (20% dn)
$359,742
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bumpass, VA?
The median home value in Bumpass is $449,678 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Bumpass?
Over the past year, home values in Bumpass have increased by 3.1%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Bumpass?
To comfortably afford the median home price of $449,678 with a 20% down payment ($89,936) at today's rates (6.8%), you'd need a gross annual income of approximately $119,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Bumpass compare to the national average home price?
The national median home value is approximately $410,000. At $449,678, homes in Bumpass are 10% above the national average.
What metro area is Bumpass part of?
Bumpass is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.