Market Overview
Home Prices in Cedar Bluff, VA
The median home value in Cedar Bluff, VA is $193,722 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Bluff are priced53% below average. Cedar Bluff is part of the Bluefield, WV-VA metro area.
Over the past five years, Cedar Bluff home values have risen by approximately29.5%, reflecting strong long-term appreciation in this market.
Price History
Cedar Bluff Home Price Trend
City Comparison
Cedar Bluff vs. National Median
At $193,722, homes in Cedar Bluff cost 53% below the national median of $410,000. This makes Cedar Bluff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cedar Bluff?
20% Down Payment
$38,744
on $193,722
Monthly P&I
$1,010/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,283/mo
incl. taxes & insurance
Income Needed
$51,320
gross annual (30% rule)
10% Down Option
$19,372
+ PMI applies
Loan Amount (20% dn)
$154,978
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Bluff, VA?
The median home value in Cedar Bluff is $193,722 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Cedar Bluff?
Over the past year, home values in Cedar Bluff have increased by 2.9%. Over five years, prices have risen approximately 29.5%.
How much do I need to earn to buy a home in Cedar Bluff?
To comfortably afford the median home price of $193,722 with a 20% down payment ($38,744) at today's rates (6.8%), you'd need a gross annual income of approximately $51,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Bluff compare to the national average home price?
The national median home value is approximately $410,000. At $193,722, homes in Cedar Bluff are 53% below the national average.
What metro area is Cedar Bluff part of?
Cedar Bluff is part of the Bluefield, WV-VA metropolitan area. Home prices and market conditions can vary across the broader metro region.