Market Overview
Home Prices in Center Cross, VA
The median home value in Center Cross, VA is $320,003 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Center Cross are priced22% below average. Center Cross is part of the Richmond, VA metro area.
Over the past five years, Center Cross home values have risen by approximately29.3%, reflecting strong long-term appreciation in this market.
Price History
Center Cross Home Price Trend
City Comparison
Center Cross vs. National Median
At $320,003, homes in Center Cross cost 22% below the national median of $410,000. This makes Center Cross a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Center Cross?
20% Down Payment
$64,001
on $320,003
Monthly P&I
$1,669/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,120/mo
incl. taxes & insurance
Income Needed
$84,800
gross annual (30% rule)
10% Down Option
$32,000
+ PMI applies
Loan Amount (20% dn)
$256,002
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Center Cross, VA?
The median home value in Center Cross is $320,003 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Center Cross?
Over the past year, home values in Center Cross have increased by 3.6%. Over five years, prices have risen approximately 29.3%.
How much do I need to earn to buy a home in Center Cross?
To comfortably afford the median home price of $320,003 with a 20% down payment ($64,001) at today's rates (6.8%), you'd need a gross annual income of approximately $84,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Center Cross compare to the national average home price?
The national median home value is approximately $410,000. At $320,003, homes in Center Cross are 22% below the national average.
What metro area is Center Cross part of?
Center Cross is part of the Richmond, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.