📍 Charlotte Court House, VA · Zillow ZHVI · July 2026

Average Home Price in
Charlotte Court House, VA

Charlotte County County

Median Home Value
$206,708
↑ 11.6% year-over-year
vs. National Median
$410,000
Charlotte Court House is 50% below
Est. Monthly Payment
$1,078/mo
20% down · 6.8% rate
Income Needed
$55K
gross annual (30% rule)
Median Home Value
$206,708
↑ 11.6% year-over-year

Down Payment (20%)$41,342
Monthly P&I$1,078/mo
With Taxes & Ins.~$1,369/mo
Income Needed$54,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Charlotte Court House, VA

The median home value in Charlotte Court House, VA is $206,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.6% compared to a year ago and down 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Charlotte Court House are priced50% below average.

Over the past five years, Charlotte Court House home values have risen by approximately29.2%, reflecting strong long-term appreciation in this market.

City Comparison

Charlotte Court House vs. National Median

🏠 Charlotte Court House
$206,708
National Median
$410,000

At $206,708, homes in Charlotte Court House cost 50% below the national median of $410,000. This makes Charlotte Court House a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Charlotte Court House?

20% Down Payment
$41,342
on $206,708
Monthly P&I
$1,078/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,369/mo
incl. taxes & insurance
Income Needed
$54,760
gross annual (30% rule)
10% Down Option
$20,671
+ PMI applies
Loan Amount (20% dn)
$165,366
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Charlotte Court House, VA?
The median home value in Charlotte Court House is $206,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.6% year-over-year.
How much have home prices changed in Charlotte Court House?
Over the past year, home values in Charlotte Court House have increased by 11.6%. Over five years, prices have risen approximately 29.2%.
How much do I need to earn to buy a home in Charlotte Court House?
To comfortably afford the median home price of $206,708 with a 20% down payment ($41,342) at today's rates (6.8%), you'd need a gross annual income of approximately $54,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Charlotte Court House compare to the national average home price?
The national median home value is approximately $410,000. At $206,708, homes in Charlotte Court House are 50% below the national average.