Market Overview
Home Prices in Cross Junction, VA
The median home value in Cross Junction, VA is $439,992 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cross Junction are priced7% above average. Cross Junction is part of the Winchester, VA-WV metro area.
Over the past five years, Cross Junction home values have risen by approximately28.1%, reflecting strong long-term appreciation in this market.
Price History
Cross Junction Home Price Trend
City Comparison
Cross Junction vs. National Median
At $439,992, homes in Cross Junction cost 7% above the national median of $410,000. Buyers in Cross Junction should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cross Junction?
20% Down Payment
$87,998
on $439,992
Monthly P&I
$2,295/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,915/mo
incl. taxes & insurance
Income Needed
$116,600
gross annual (30% rule)
10% Down Option
$43,999
+ PMI applies
Loan Amount (20% dn)
$351,994
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cross Junction, VA?
The median home value in Cross Junction is $439,992 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Cross Junction?
Over the past year, home values in Cross Junction have increased by 2.5%. Over five years, prices have risen approximately 28.1%.
How much do I need to earn to buy a home in Cross Junction?
To comfortably afford the median home price of $439,992 with a 20% down payment ($87,998) at today's rates (6.8%), you'd need a gross annual income of approximately $116,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross Junction compare to the national average home price?
The national median home value is approximately $410,000. At $439,992, homes in Cross Junction are 7% above the national average.
What metro area is Cross Junction part of?
Cross Junction is part of the Winchester, VA-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.