Market Overview
Home Prices in Crozet, VA
The median home value in Crozet, VA is $598,143 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crozet are priced46% above average. Crozet is part of the Charlottesville, VA metro area.
Over the past five years, Crozet home values have risen by approximately25.3%, reflecting strong long-term appreciation in this market.
Price History
Crozet Home Price Trend
City Comparison
Crozet vs. National Median
At $598,143, homes in Crozet cost 46% above the national median of $410,000. Buyers in Crozet should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Crozet?
20% Down Payment
$119,629
on $598,143
Monthly P&I
$3,120/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,962/mo
incl. taxes & insurance
Income Needed
$158,480
gross annual (30% rule)
10% Down Option
$59,814
+ PMI applies
Loan Amount (20% dn)
$478,514
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crozet, VA?
The median home value in Crozet is $598,143 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Crozet?
Over the past year, home values in Crozet have increased by 2.1%. Over five years, prices have risen approximately 25.3%.
How much do I need to earn to buy a home in Crozet?
To comfortably afford the median home price of $598,143 with a 20% down payment ($119,629) at today's rates (6.8%), you'd need a gross annual income of approximately $158,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Crozet compare to the national average home price?
The national median home value is approximately $410,000. At $598,143, homes in Crozet are 46% above the national average.
What metro area is Crozet part of?
Crozet is part of the Charlottesville, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.