Market Overview
Home Prices in Cullen, VA
The median home value in Cullen, VA is $218,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cullen are priced47% below average.
Price History
Cullen Home Price Trend
2022
$195,328
$195K
—
2023
$198,062
$198K
+1.4%
2024
$195,740
$196K
-1.2%
2025
$203,828
$204K
+4.1%
2026
$218,010
$218K
+7.0%
City Comparison
Cullen vs. National Median
🏠 Cullen
$218,010
National Median
$410,000
At $218,010, homes in Cullen cost 47% below the national median of $410,000. This makes Cullen a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cullen?
20% Down Payment
$43,602
on $218,010
Monthly P&I
$1,137/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,444/mo
incl. taxes & insurance
Income Needed
$57,760
gross annual (30% rule)
10% Down Option
$21,801
+ PMI applies
Loan Amount (20% dn)
$174,408
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cullen, VA?
The median home value in Cullen is $218,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Cullen?
Over the past year, home values in Cullen have increased by 7%.
How much do I need to earn to buy a home in Cullen?
To comfortably afford the median home price of $218,010 with a 20% down payment ($43,602) at today's rates (6.8%), you'd need a gross annual income of approximately $57,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cullen compare to the national average home price?
The national median home value is approximately $410,000. At $218,010, homes in Cullen are 47% below the national average.