Market Overview
Home Prices in Elberon, VA
The median home value in Elberon, VA is $273,292 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elberon are priced33% below average.
Over the past five years, Elberon home values have risen by approximately13.4%, reflecting steady appreciation in this market.
Price History
Elberon Home Price Trend
2020
$207,804
$208K
—
2021
$241,085
$241K
+16.0%
2022
$254,341
$254K
+5.5%
2023
$263,488
$263K
+3.6%
2024
$273,696
$274K
+3.9%
2025
$274,922
$275K
+0.4%
2026
$273,292
$273K
-0.6%
City Comparison
Elberon vs. National Median
🏠 Elberon
$273,292
National Median
$410,000
At $273,292, homes in Elberon cost 33% below the national median of $410,000. This makes Elberon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Elberon?
20% Down Payment
$54,658
on $273,292
Monthly P&I
$1,425/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,810/mo
incl. taxes & insurance
Income Needed
$72,400
gross annual (30% rule)
10% Down Option
$27,329
+ PMI applies
Loan Amount (20% dn)
$218,634
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elberon, VA?
The median home value in Elberon is $273,292 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Elberon?
Over the past year, home values in Elberon have decreased by 0.6%. Over five years, prices have risen approximately 13.4%.
How much do I need to earn to buy a home in Elberon?
To comfortably afford the median home price of $273,292 with a 20% down payment ($54,658) at today's rates (6.8%), you'd need a gross annual income of approximately $72,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Elberon compare to the national average home price?
The national median home value is approximately $410,000. At $273,292, homes in Elberon are 33% below the national average.