📍 Farnham, VA · Zillow ZHVI · July 2026

Average Home Price in
Farnham, VA

Richmond County County

Median Home Value
$243,244
↑ 6.6% year-over-year
vs. National Median
$410,000
Farnham is 41% below
Est. Monthly Payment
$1,269/mo
20% down · 6.8% rate
Income Needed
$64K
gross annual (30% rule)
Median Home Value
$243,244
↑ 6.6% year-over-year

Down Payment (20%)$48,649
Monthly P&I$1,269/mo
With Taxes & Ins.~$1,612/mo
Income Needed$64,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Farnham, VA

The median home value in Farnham, VA is $243,244 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Farnham are priced41% below average.

Over the past five years, Farnham home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.

City Comparison

Farnham vs. National Median

🏠 Farnham
$243,244
National Median
$410,000

At $243,244, homes in Farnham cost 41% below the national median of $410,000. This makes Farnham a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Farnham?

20% Down Payment
$48,649
on $243,244
Monthly P&I
$1,269/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,612/mo
incl. taxes & insurance
Income Needed
$64,480
gross annual (30% rule)
10% Down Option
$24,324
+ PMI applies
Loan Amount (20% dn)
$194,595
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Farnham, VA?
The median home value in Farnham is $243,244 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Farnham?
Over the past year, home values in Farnham have increased by 6.6%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Farnham?
To comfortably afford the median home price of $243,244 with a 20% down payment ($48,649) at today's rates (6.8%), you'd need a gross annual income of approximately $64,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Farnham compare to the national average home price?
The national median home value is approximately $410,000. At $243,244, homes in Farnham are 41% below the national average.