Market Overview
Home Prices in Ford, VA
The median home value in Ford, VA is $286,090 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ford are priced30% below average. Ford is part of the Richmond, VA metro area.
Over the past five years, Ford home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.
Price History
Ford Home Price Trend
2020
$170,124
$170K
—
2021
$210,257
$210K
+23.6%
2022
$232,080
$232K
+10.4%
2023
$258,279
$258K
+11.3%
2024
$270,204
$270K
+4.6%
2025
$270,142
$270K
+-0.0%
2026
$286,090
$286K
+5.9%
City Comparison
Ford vs. National Median
🏠 Ford
$286,090
National Median
$410,000
At $286,090, homes in Ford cost 30% below the national median of $410,000. This makes Ford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ford?
20% Down Payment
$57,218
on $286,090
Monthly P&I
$1,492/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,895/mo
incl. taxes & insurance
Income Needed
$75,800
gross annual (30% rule)
10% Down Option
$28,609
+ PMI applies
Loan Amount (20% dn)
$228,872
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ford, VA?
The median home value in Ford is $286,090 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Ford?
Over the past year, home values in Ford have increased by 5.9%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Ford?
To comfortably afford the median home price of $286,090 with a 20% down payment ($57,218) at today's rates (6.8%), you'd need a gross annual income of approximately $75,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Ford compare to the national average home price?
The national median home value is approximately $410,000. At $286,090, homes in Ford are 30% below the national average.
What metro area is Ford part of?
Ford is part of the Richmond, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.