Market Overview
Home Prices in Hardyville, VA
The median home value in Hardyville, VA is $432,222 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hardyville are priced5% above average.
Over the past five years, Hardyville home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.
Price History
Hardyville Home Price Trend
2020
$283,605
$284K
—
2021
$336,108
$336K
+18.5%
2022
$382,332
$382K
+13.8%
2023
$397,798
$398K
+4.0%
2024
$411,741
$412K
+3.5%
2025
$424,555
$425K
+3.1%
2026
$432,222
$432K
+1.8%
City Comparison
Hardyville vs. National Median
🏠 Hardyville
$432,222
National Median
$410,000
At $432,222, homes in Hardyville cost 5% above the national median of $410,000. Buyers in Hardyville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hardyville?
20% Down Payment
$86,444
on $432,222
Monthly P&I
$2,254/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,863/mo
incl. taxes & insurance
Income Needed
$114,520
gross annual (30% rule)
10% Down Option
$43,222
+ PMI applies
Loan Amount (20% dn)
$345,778
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hardyville, VA?
The median home value in Hardyville is $432,222 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Hardyville?
Over the past year, home values in Hardyville have increased by 1.8%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Hardyville?
To comfortably afford the median home price of $432,222 with a 20% down payment ($86,444) at today's rates (6.8%), you'd need a gross annual income of approximately $114,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Hardyville compare to the national average home price?
The national median home value is approximately $410,000. At $432,222, homes in Hardyville are 5% above the national average.