Market Overview
Home Prices in Kinsale, VA
The median home value in Kinsale, VA is $243,339 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kinsale are priced41% below average.
Over the past five years, Kinsale home values have risen by approximately7.4%, reflecting steady appreciation in this market.
Price History
Kinsale Home Price Trend
2020
$205,551
$206K
—
2021
$226,534
$227K
+10.2%
2022
$242,204
$242K
+6.9%
2023
$229,712
$230K
-5.2%
2024
$250,285
$250K
+9.0%
2025
$247,510
$248K
-1.1%
2026
$243,339
$243K
-1.7%
City Comparison
Kinsale vs. National Median
🏠 Kinsale
$243,339
National Median
$410,000
At $243,339, homes in Kinsale cost 41% below the national median of $410,000. This makes Kinsale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kinsale?
20% Down Payment
$48,668
on $243,339
Monthly P&I
$1,269/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,612/mo
incl. taxes & insurance
Income Needed
$64,480
gross annual (30% rule)
10% Down Option
$24,334
+ PMI applies
Loan Amount (20% dn)
$194,671
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kinsale, VA?
The median home value in Kinsale is $243,339 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Kinsale?
Over the past year, home values in Kinsale have decreased by 1.7%. Over five years, prices have risen approximately 7.4%.
How much do I need to earn to buy a home in Kinsale?
To comfortably afford the median home price of $243,339 with a 20% down payment ($48,668) at today's rates (6.8%), you'd need a gross annual income of approximately $64,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Kinsale compare to the national average home price?
The national median home value is approximately $410,000. At $243,339, homes in Kinsale are 41% below the national average.