Market Overview
Home Prices in Mineral, VA
The median home value in Mineral, VA is $475,721 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mineral are priced16% above average.
Over the past five years, Mineral home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Mineral Home Price Trend
2020
$308,947
$309K
—
2021
$372,852
$373K
+20.7%
2022
$416,188
$416K
+11.6%
2023
$422,624
$423K
+1.5%
2024
$447,284
$447K
+5.8%
2025
$463,882
$464K
+3.7%
2026
$475,721
$476K
+2.6%
City Comparison
Mineral vs. National Median
🏠 Mineral
$475,721
National Median
$410,000
At $475,721, homes in Mineral cost 16% above the national median of $410,000. Buyers in Mineral should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mineral?
20% Down Payment
$95,144
on $475,721
Monthly P&I
$2,481/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,151/mo
incl. taxes & insurance
Income Needed
$126,040
gross annual (30% rule)
10% Down Option
$47,572
+ PMI applies
Loan Amount (20% dn)
$380,577
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mineral, VA?
The median home value in Mineral is $475,721 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Mineral?
Over the past year, home values in Mineral have increased by 2.6%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Mineral?
To comfortably afford the median home price of $475,721 with a 20% down payment ($95,144) at today's rates (6.8%), you'd need a gross annual income of approximately $126,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Mineral compare to the national average home price?
The national median home value is approximately $410,000. At $475,721, homes in Mineral are 16% above the national average.