Market Overview
Home Prices in Moneta, VA
The median home value in Moneta, VA is $564,143 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moneta are priced38% above average. Moneta is part of the Lynchburg, VA metro area.
Over the past five years, Moneta home values have risen by approximately39.0%, reflecting strong long-term appreciation in this market.
Price History
Moneta Home Price Trend
City Comparison
Moneta vs. National Median
At $564,143, homes in Moneta cost 38% above the national median of $410,000. Buyers in Moneta should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Moneta?
20% Down Payment
$112,829
on $564,143
Monthly P&I
$2,942/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,736/mo
incl. taxes & insurance
Income Needed
$149,440
gross annual (30% rule)
10% Down Option
$56,414
+ PMI applies
Loan Amount (20% dn)
$451,314
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moneta, VA?
The median home value in Moneta is $564,143 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Moneta?
Over the past year, home values in Moneta have increased by 3.6%. Over five years, prices have risen approximately 39.0%.
How much do I need to earn to buy a home in Moneta?
To comfortably afford the median home price of $564,143 with a 20% down payment ($112,829) at today's rates (6.8%), you'd need a gross annual income of approximately $149,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Moneta compare to the national average home price?
The national median home value is approximately $410,000. At $564,143, homes in Moneta are 38% above the national average.
What metro area is Moneta part of?
Moneta is part of the Lynchburg, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.