Market Overview
Home Prices in Onley, VA
The median home value in Onley, VA is $263,972 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onley are priced36% below average.
Over the past five years, Onley home values have risen by approximately29.2%, reflecting strong long-term appreciation in this market.
Price History
Onley Home Price Trend
2020
$177,129
$177K
—
2021
$204,314
$204K
+15.3%
2022
$219,020
$219K
+7.2%
2023
$243,402
$243K
+11.1%
2024
$252,366
$252K
+3.7%
2025
$262,679
$263K
+4.1%
2026
$263,972
$264K
+0.5%
City Comparison
Onley vs. National Median
🏠 Onley
$263,972
National Median
$410,000
At $263,972, homes in Onley cost 36% below the national median of $410,000. This makes Onley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Onley?
20% Down Payment
$52,794
on $263,972
Monthly P&I
$1,377/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,749/mo
incl. taxes & insurance
Income Needed
$69,960
gross annual (30% rule)
10% Down Option
$26,397
+ PMI applies
Loan Amount (20% dn)
$211,178
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onley, VA?
The median home value in Onley is $263,972 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Onley?
Over the past year, home values in Onley have increased by 0.5%. Over five years, prices have risen approximately 29.2%.
How much do I need to earn to buy a home in Onley?
To comfortably afford the median home price of $263,972 with a 20% down payment ($52,794) at today's rates (6.8%), you'd need a gross annual income of approximately $69,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Onley compare to the national average home price?
The national median home value is approximately $410,000. At $263,972, homes in Onley are 36% below the national average.