Market Overview
Home Prices in Port Royal, VA
The median home value in Port Royal, VA is $427,865 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in Port Royal are priced4% above average.
Over the past five years, Port Royal home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.
Price History
Port Royal Home Price Trend
2020
$306,504
$307K
—
2021
$351,290
$351K
+14.6%
2022
$399,155
$399K
+13.6%
2023
$404,852
$405K
+1.4%
2024
$414,317
$414K
+2.3%
2025
$414,424
$414K
+0.0%
2026
$427,865
$428K
+3.2%
City Comparison
Port Royal vs. National Median
🏠 Port Royal
$427,865
National Median
$410,000
At $427,865, homes in Port Royal cost 4% above the national median of $410,000. Buyers in Port Royal should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Port Royal?
20% Down Payment
$85,573
on $427,865
Monthly P&I
$2,231/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,833/mo
incl. taxes & insurance
Income Needed
$113,320
gross annual (30% rule)
10% Down Option
$42,787
+ PMI applies
Loan Amount (20% dn)
$342,292
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Port Royal, VA?
The median home value in Port Royal is $427,865 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Port Royal?
Over the past year, home values in Port Royal have increased by 3.2%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Port Royal?
To comfortably afford the median home price of $427,865 with a 20% down payment ($85,573) at today's rates (6.8%), you'd need a gross annual income of approximately $113,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Port Royal compare to the national average home price?
The national median home value is approximately $410,000. At $427,865, homes in Port Royal are 4% above the national average.