Market Overview
Home Prices in Raphine, VA
The median home value in Raphine, VA is $381,737 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Raphine are priced7% below average. Raphine is part of the Staunton, VA metro area.
Over the past five years, Raphine home values have risen by approximately27.7%, reflecting strong long-term appreciation in this market.
Price History
Raphine Home Price Trend
City Comparison
Raphine vs. National Median
At $381,737, homes in Raphine cost 7% below the national median of $410,000. This makes Raphine a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Raphine?
20% Down Payment
$76,347
on $381,737
Monthly P&I
$1,991/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,529/mo
incl. taxes & insurance
Income Needed
$101,160
gross annual (30% rule)
10% Down Option
$38,174
+ PMI applies
Loan Amount (20% dn)
$305,390
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Raphine, VA?
The median home value in Raphine is $381,737 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Raphine?
Over the past year, home values in Raphine have increased by 7.1%. Over five years, prices have risen approximately 27.7%.
How much do I need to earn to buy a home in Raphine?
To comfortably afford the median home price of $381,737 with a 20% down payment ($76,347) at today's rates (6.8%), you'd need a gross annual income of approximately $101,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Raphine compare to the national average home price?
The national median home value is approximately $410,000. At $381,737, homes in Raphine are 7% below the national average.
What metro area is Raphine part of?
Raphine is part of the Staunton, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.