Market Overview
Home Prices in Rich Creek, VA
The median home value in Rich Creek, VA is $170,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rich Creek are priced58% below average. Rich Creek is part of the Blacksburg-Christiansburg, VA metro area.
Over the past five years, Rich Creek home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Rich Creek Home Price Trend
City Comparison
Rich Creek vs. National Median
At $170,284, homes in Rich Creek cost 58% below the national median of $410,000. This makes Rich Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rich Creek?
20% Down Payment
$34,057
on $170,284
Monthly P&I
$888/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,128/mo
incl. taxes & insurance
Income Needed
$45,120
gross annual (30% rule)
10% Down Option
$17,028
+ PMI applies
Loan Amount (20% dn)
$136,227
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rich Creek, VA?
The median home value in Rich Creek is $170,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Rich Creek?
Over the past year, home values in Rich Creek have increased by 2.7%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Rich Creek?
To comfortably afford the median home price of $170,284 with a 20% down payment ($34,057) at today's rates (6.8%), you'd need a gross annual income of approximately $45,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Rich Creek compare to the national average home price?
The national median home value is approximately $410,000. At $170,284, homes in Rich Creek are 58% below the national average.
What metro area is Rich Creek part of?
Rich Creek is part of the Blacksburg-Christiansburg, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.