Market Overview
Home Prices in Richardsville, VA
The median home value in Richardsville, VA is $493,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Richardsville are priced20% above average. Richardsville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Price History
Richardsville Home Price Trend
2024
$460,313
$460K
—
2025
$480,904
$481K
+4.5%
2026
$493,080
$493K
+2.5%
City Comparison
Richardsville vs. National Median
🏠 Richardsville
$493,080
National Median
$410,000
At $493,080, homes in Richardsville cost 20% above the national median of $410,000. Buyers in Richardsville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Richardsville?
20% Down Payment
$98,616
on $493,080
Monthly P&I
$2,572/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,266/mo
incl. taxes & insurance
Income Needed
$130,640
gross annual (30% rule)
10% Down Option
$49,308
+ PMI applies
Loan Amount (20% dn)
$394,464
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Richardsville, VA?
The median home value in Richardsville is $493,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Richardsville?
Over the past year, home values in Richardsville have increased by 2.5%.
How much do I need to earn to buy a home in Richardsville?
To comfortably afford the median home price of $493,080 with a 20% down payment ($98,616) at today's rates (6.8%), you'd need a gross annual income of approximately $130,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Richardsville compare to the national average home price?
The national median home value is approximately $410,000. At $493,080, homes in Richardsville are 20% above the national average.
What metro area is Richardsville part of?
Richardsville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.