Market Overview
Home Prices in Ruckersville, VA
The median home value in Ruckersville, VA is $402,877 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ruckersville are priced2% below average. Ruckersville is part of the Charlottesville, VA metro area.
Over the past five years, Ruckersville home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Ruckersville Home Price Trend
City Comparison
Ruckersville vs. National Median
At $402,877, homes in Ruckersville cost 2% below the national median of $410,000. This makes Ruckersville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ruckersville?
20% Down Payment
$80,575
on $402,877
Monthly P&I
$2,101/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,668/mo
incl. taxes & insurance
Income Needed
$106,720
gross annual (30% rule)
10% Down Option
$40,288
+ PMI applies
Loan Amount (20% dn)
$322,302
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ruckersville, VA?
The median home value in Ruckersville is $402,877 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Ruckersville?
Over the past year, home values in Ruckersville have increased by 1.5%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Ruckersville?
To comfortably afford the median home price of $402,877 with a 20% down payment ($80,575) at today's rates (6.8%), you'd need a gross annual income of approximately $106,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ruckersville compare to the national average home price?
The national median home value is approximately $410,000. At $402,877, homes in Ruckersville are 2% below the national average.
What metro area is Ruckersville part of?
Ruckersville is part of the Charlottesville, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.