Market Overview
Home Prices in Rustburg, VA
The median home value in Rustburg, VA is $290,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rustburg are priced29% below average. Rustburg is part of the Lynchburg, VA metro area.
Over the past five years, Rustburg home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Rustburg Home Price Trend
City Comparison
Rustburg vs. National Median
At $290,432, homes in Rustburg cost 29% below the national median of $410,000. This makes Rustburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rustburg?
20% Down Payment
$58,086
on $290,432
Monthly P&I
$1,515/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,924/mo
incl. taxes & insurance
Income Needed
$76,960
gross annual (30% rule)
10% Down Option
$29,043
+ PMI applies
Loan Amount (20% dn)
$232,346
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rustburg, VA?
The median home value in Rustburg is $290,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Rustburg?
Over the past year, home values in Rustburg have increased by 1.8%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Rustburg?
To comfortably afford the median home price of $290,432 with a 20% down payment ($58,086) at today's rates (6.8%), you'd need a gross annual income of approximately $76,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Rustburg compare to the national average home price?
The national median home value is approximately $410,000. At $290,432, homes in Rustburg are 29% below the national average.
What metro area is Rustburg part of?
Rustburg is part of the Lynchburg, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.