Market Overview
Home Prices in Ruther Glen, VA
The median home value in Ruther Glen, VA is $365,116 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ruther Glen are priced11% below average.
Over the past five years, Ruther Glen home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
Ruther Glen Home Price Trend
2020
$245,660
$246K
—
2021
$294,307
$294K
+19.8%
2022
$333,044
$333K
+13.2%
2023
$342,531
$343K
+2.8%
2024
$351,300
$351K
+2.6%
2025
$352,767
$353K
+0.4%
2026
$365,116
$365K
+3.5%
City Comparison
Ruther Glen vs. National Median
🏠 Ruther Glen
$365,116
National Median
$410,000
At $365,116, homes in Ruther Glen cost 11% below the national median of $410,000. This makes Ruther Glen a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ruther Glen?
20% Down Payment
$73,023
on $365,116
Monthly P&I
$1,904/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,418/mo
incl. taxes & insurance
Income Needed
$96,720
gross annual (30% rule)
10% Down Option
$36,512
+ PMI applies
Loan Amount (20% dn)
$292,093
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ruther Glen, VA?
The median home value in Ruther Glen is $365,116 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Ruther Glen?
Over the past year, home values in Ruther Glen have increased by 3.5%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in Ruther Glen?
To comfortably afford the median home price of $365,116 with a 20% down payment ($73,023) at today's rates (6.8%), you'd need a gross annual income of approximately $96,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ruther Glen compare to the national average home price?
The national median home value is approximately $410,000. At $365,116, homes in Ruther Glen are 11% below the national average.