Market Overview
Home Prices in Scottsville, VA
The median home value in Scottsville, VA is $347,322 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Scottsville are priced15% below average. Scottsville is part of the Charlottesville, VA metro area.
Over the past five years, Scottsville home values have risen by approximately27.9%, reflecting strong long-term appreciation in this market.
Price History
Scottsville Home Price Trend
City Comparison
Scottsville vs. National Median
At $347,322, homes in Scottsville cost 15% below the national median of $410,000. This makes Scottsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Scottsville?
20% Down Payment
$69,464
on $347,322
Monthly P&I
$1,811/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,300/mo
incl. taxes & insurance
Income Needed
$92,000
gross annual (30% rule)
10% Down Option
$34,732
+ PMI applies
Loan Amount (20% dn)
$277,858
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Scottsville, VA?
The median home value in Scottsville is $347,322 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Scottsville?
Over the past year, home values in Scottsville have increased by 1.9%. Over five years, prices have risen approximately 27.9%.
How much do I need to earn to buy a home in Scottsville?
To comfortably afford the median home price of $347,322 with a 20% down payment ($69,464) at today's rates (6.8%), you'd need a gross annual income of approximately $92,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Scottsville compare to the national average home price?
The national median home value is approximately $410,000. At $347,322, homes in Scottsville are 15% below the national average.
What metro area is Scottsville part of?
Scottsville is part of the Charlottesville, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.