Market Overview
Home Prices in Stafford, VA
The median home value in Stafford, VA is $562,006 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stafford are priced37% above average. Stafford is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area.
Over the past five years, Stafford home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Stafford Home Price Trend
City Comparison
Stafford vs. National Median
At $562,006, homes in Stafford cost 37% above the national median of $410,000. Buyers in Stafford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stafford?
20% Down Payment
$112,401
on $562,006
Monthly P&I
$2,931/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,722/mo
incl. taxes & insurance
Income Needed
$148,880
gross annual (30% rule)
10% Down Option
$56,201
+ PMI applies
Loan Amount (20% dn)
$449,605
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stafford, VA?
The median home value in Stafford is $562,006 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Stafford?
Over the past year, home values in Stafford have increased by 0.3%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Stafford?
To comfortably afford the median home price of $562,006 with a 20% down payment ($112,401) at today's rates (6.8%), you'd need a gross annual income of approximately $148,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Stafford compare to the national average home price?
The national median home value is approximately $410,000. At $562,006, homes in Stafford are 37% above the national average.
What metro area is Stafford part of?
Stafford is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area. Home prices and market conditions can vary across the broader metro region.