Market Overview
Home Prices in Stony Creek, VA
The median home value in Stony Creek, VA is $189,635 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and down 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stony Creek are priced54% below average. Stony Creek is part of the Richmond, VA metro area.
Over the past five years, Stony Creek home values have risen by approximately29.7%, reflecting strong long-term appreciation in this market.
Price History
Stony Creek Home Price Trend
City Comparison
Stony Creek vs. National Median
At $189,635, homes in Stony Creek cost 54% below the national median of $410,000. This makes Stony Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stony Creek?
20% Down Payment
$37,927
on $189,635
Monthly P&I
$989/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,256/mo
incl. taxes & insurance
Income Needed
$50,240
gross annual (30% rule)
10% Down Option
$18,964
+ PMI applies
Loan Amount (20% dn)
$151,708
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stony Creek, VA?
The median home value in Stony Creek is $189,635 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Stony Creek?
Over the past year, home values in Stony Creek have increased by 5.3%. Over five years, prices have risen approximately 29.7%.
How much do I need to earn to buy a home in Stony Creek?
To comfortably afford the median home price of $189,635 with a 20% down payment ($37,927) at today's rates (6.8%), you'd need a gross annual income of approximately $50,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Stony Creek compare to the national average home price?
The national median home value is approximately $410,000. At $189,635, homes in Stony Creek are 54% below the national average.
What metro area is Stony Creek part of?
Stony Creek is part of the Richmond, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.